// Workbench

Tools a real SBA team uses.

The calculators and utilities our team reaches for every week. Free, client-side, no sign-in. Built on the same SOP logic that runs inside SBA Oracle.

// DEFERRAL V1 · In build

Deferral Catch-Up Calculator

Model accrued interest, catch-up re-amortization, and peak payment impact across a deferral term.

// DSCR V1 · In build

DSCR with Affiliate Aggregation

Debt service coverage with combined size standards across the applicant and its affiliates.

// SBSS V1 · In build

SBSS Pre-Screen

Rapid SBSS triage. Flag files likely to pass, fail, or need manual review before underwriting burns hours.

// FRANCHISE V1 · In build

Franchise Directory Eligibility

Look up a franchise and flag eligibility status against the current SBA Franchise Directory.

// INVOICE-LOG V1.5 · Planned

Invoice → Servicing Log

Drop an invoice. Vision-language extraction produces a structured servicing log entry ready for your LOS. Screen-recorded demo available; interactive version shipping in V1.5.